And then there comes the Ah Long.....

Assalamualaikum & a very good day to all,

1. It's been a long time since the last time I've updated this site. This is due to the immerse time being consumed while creating even one post on this site which I can't give my all at all times since I've got life of my own which I had to fullfill as well. And so many issues have passed by since the last time I've updated this site such as Ah Long, Perak state government conflict, and the latest: PPSMI (Pengajaran & Pembelajaran Sains & Matematik dalam Bahasa Inggeris) or Learning & Teaching of Science & Mathematic in English.

2. OK. So I finished my ramblings and back to few issues I want to speak on. First issue: Illegal money lenders (or loan sharks) or more passionately known as Ah Longs. Few months back we have seen on front page of various newspapers shown the "victims" of Ah Long brutalities inflicted onto them. Many people sympathises with the "victims" and began attacking and blaming the Ah Longs for being brutal to the "victims". Even the police and minister gave out their word and told the nation that they will eradicate the Ah Longs so that no future "victims" will suffer again from Ah Longs.

3. So you tell me: why the "victims" became like that in the first place? It's because they did not pay their loan right? And I think the "victims" knew what they going to get if they did not pay their loan to the Ah Longs right?

4. So why did the "victims" borrow from Ah Long in the first place if they knew what they going to get if they did not pay their loan? Some of my sources got this: most of them are either hard-core gamblers or have already blacklisted by banks because they did not pay their loans to the banks. Which by the way, most of them have no intention to repay their debt to the Ah Longs either which drives the Ah Longs mad. Even I'm mad if someone borrow money (in thousands) from me and did not repay the debts and instead of paying the debts, running away to somewhere else so that they hoped that the loan sharks won't find them there.

5. Some people might say, "I am not a gambler, I am not blacklisted. I just had to borrow from Ah Longs because it's very difficult to get loans from the banks". Who are we going to blame then? The banks for tighten the rules for getting a loan? I don't think so. Based from the statistics in the country, the Malaysians are quite well-known for being very difficult to repay their debt. Based from here, it's stated that PTPTN (Perbadanan Tabung Pengajian Tinggi Nasional or National Higher Education Fund Organisation) has only gotten RM93m from amount of RM7b that they have gave out to ex-students until 2005. That's only because it's partially government company that PTPTN managed to survive until this day. If PTPTN is just a regular bank or money lender they have gone out of business years ago as most of the borrowers did not repay their loans to PTPTN. That's only PTPTN. I haven't added MARA loans that the borrowers did not pay as well.

6. Based from the statements, no wonder if the banks have strict regulations for anyone who wanted to borrow their money. I am sure they did not want to face the same thing that the semi-government bodies have faced. They are not welfare centres to give out money freely, for Almighty's sake. So, look into mirror, and blame yourselves and those who did pay their loans for the difficulty to get bank loans. And for those Ah Longs so-called "victims" I do not pity them as most of them brought it upon themselves for borrowing from Ah Longs in the first place, knowing that the Ah Longs will do anything to get their money back from those who borrows from them.

7. It's like someone who did bungee jumping and the rope snapped and then he/she blamed the rope for snapped when he/she has understand the very risk of doing it. That's the very same thing happened to the so-called "victims" of Ah Long brutality.

8. I think that's all for now. Till then shall we meet again....
-qreemall-